Zip is an easy way for the non-financially minded to buy things without getting trapped in long-term credit card debt. However, a growing number of young people are adverse to credit cards and store finance, meaning Zip could provide an alternative short-term credit solution that doesn't aggressively leave customers in debt.

Zip offers two ways to make a purchase: 1) On the Zip instore website: The website lets you search for a physical retailer (i.e. a store) and generate a voucher for the amount you wish to spend. You can then visit the store and purchase goods or services up to the maximum value of the voucher. 2) Online: Participating retailers will indicate they offer Zip on their website and the repayment amounts for your basket of items should you purchase them.

At Skin Medic we accept Laybuy payments for our treatments and skincare products. Receive your treatment now and spread the total cost over 6 weekly automatic payments. Interest free! How does it work? Ask to pay with Laybuy at the reception; Provide your mobile number and you will receive an instant text message with a link to complete your purchase. Choose your payment day, view your schedule, select pay and you're done! Read More…..

Skin Medic also offer our clients and patients a convenient way to pay for their healthcare needs. Annual Account Fee of $50 applies. A $55 Establishment Fee for new Q MasterCard Cardholders and a $35 Advance Fee for existing Q MasterCard Cardholders will apply.

Q MasterCard Interest Rate, currently 25.25% p.a. applies to any outstanding balance at end of a payment holiday or interest free period. Q MasterCard lending criteria, fees, terms and conditions apply. Rate and fees are correct as at date of publication, subject to change. The MasterCard Brand Mark is a registered trademark of MasterCard International Incorporated.